Allen N. Berger

Allen N. Berger's AcademicInfluence.com Rankings

Allen N. Berger

Economics

#1765

World Rank

#2023

Historical Rank

economics Degrees

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Economics

Allen N. Berger's Degrees

PhD Economics University of California, Berkeley
Masters Economics University of California, Berkeley
Bachelors Economics University of California, Berkeley

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Allen N. Berger's Published Works

Number of citations in a given year to any of this author's works

Total number of citations to an author for the works they published in a given year. This highlights publication of the most important work(s) by the author

Published Works

The Economics of Small Business Finance: The Roles of Private Equity and Debt Markets in the Financial Growth Cycle (1998) (3623)
Relationship Lending and Lines of Credit in Small Firm Finance (1994) (3460)
Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions? (1997) (2478)
Problem Loans and Cost Efficiency in Commercial Banks (1995) (1858)
A more complete conceptual framework for SME finance (2006) (1745)
Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks (2002) (1728)
Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2001) (1677)
How Does Capital Affect Bank Performance During Financial Crises? (2012) (1306)
The Profit-Structure Relationship in Banking--Tests of Market-Power and Efficient-Structure Hypotheses (1995) (1213)
Collateral, loan quality and bank risk (1988) (1169)
The Relationship between Capital and Earnings in Banking. (1995) (1136)
Bank Competition and Financial Stability (2008) (1120)
The efficiency of financial institutions: A review and preview of research past, present and future (1993) (1043)
The Ability of Banks to Lend to Informationally Opaque Small Businesses (2001) (1035)
The role of capital in financial institutions (1995) (984)
Competitive viability in banking: Scale, scope, and product mix economies (1987) (974)
The Price-Concentration Relationship in Banking (1989) (924)
Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods (1998) (917)
The dominance of inefficiencies over scale and product mix economies in banking (1991) (908)
Measurement and Efficiency Issues in Commercial Banking (1992) (893)
Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance (2000) (883)
The Efficiency Cost of Market Power in the Banking Industry: A Test of the Quiet Life and Related Hypotheses (1998) (843)
Bank Liquidity Creation (2009) (842)
The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been (1995) (804)
The Rigidity of Prices: Evidence from the Banking Industry (1991) (796)
The Effects of Bank Mergers and Acquisitions on Small Business Lending (1997) (789)
The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function (1997) (704)
Bank efficiency derived from the profit function (1993) (676)
Small business credit availability and relationship lending: the importance of bank organizational structure (2001) (654)
Corporate Governance and Bank Performance: A Joint Analysis of the Static, Selection, and Dynamic Effects of Domestic, Foreign, and State Ownership (2005) (649)
Some Evidence on the Empirical Significance of Credit Rationing (1992) (583)
Did Risk-Based Capital Allocate Bank Credit and Cause a 'Credit Crunch' in the United States? (1994) (583)
“Distribution-free” estimates of efficiency in the U.S. banking industry and tests of the standard distributional assumptions (1993) (541)
Megamergers in Banking and the Use of Cost Efficiency as an Antitrust Defense (1992) (462)
The Effects of Focus versus Diversification on Bank Performance: Evidence from Chinese Banks (2010) (445)
Small Business Credit Scoring and Credit Availability* (2007) (405)
Bank size, lending technologies, and small business finance (2011) (390)
The Effects of Geographic Expansion on Bank Efficiency (2000) (378)
Further Evidence on the Link between Finance and Growth: An International Analysis of Community Banking and Economic Performance (2003) (370)
Debt Maturity, Risk, and Asymmetric Information (2004) (342)
Universal Banking and the Future of Small Business Lending (1995) (338)
Why are Bank Profits so Persistent? The Roles of Product Market Competition, Informational Opacity, and Regional/Macroeconomic Shocks (2000) (318)
The Coexistence of Multiple Distribution Systems for Financial Services: The Case of Property-Liability Insurance (1997) (279)
Bank Ownership Type and Banking Relationships (2006) (267)
The Roles of Corporate Governance in Bank Failures during the Recent Financial Crisis (2012) (254)
Risk-based capital and deposit insurance reform (1991) (233)
Did Risk-Based Capital Allocate Bank Credit and Cause a `Credit Crunch' in the U.S.? (1993) (232)
Bank Liquidity Creation Following Regulatory Interventions and Capital Support (2016) (228)
The Efficiency of Bank Branches (1997) (221)
Bank Liquidity Creation, Monetary Policy, and Financial Crises (2012) (214)
The efficiency effects of bank mergers and acquisition: A preliminary look at the 1990s data (1998) (210)
The Dynamics of Market Entry: The Effects of Mergers and Acquisitions on Entry in the Banking Industry (2000) (203)
Loan commitments and bank risk exposure (1991) (185)
The Information Content of Bank Examinations (1994) (184)
Do consumers pay for one-stop banking? Evidence from an alternative revenue function (1996) (177)
The Oxford Handbook of Banking (2012) (167)
Internationalization and Bank Risk (2015) (159)
Using efficiency measures to distinguish among alternative explanations of the structure-performance relationship in banking (1993) (156)
Securitization with recourse: An instrument that offers uninsured bank depositors sequential claims (1987) (149)
Market discipline in banking (1991) (148)
Small Bank Comparative Advantages in Alleviating Financial Constraints and Providing Liquidity Insurance over Time (2017) (141)
Did TARP Banks Get Competitive Advantages? (2013) (139)
Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience (1994) (138)
Potential Competitive Effects of Basel II on Banks in SME Credit Markets in the United States (2004) (133)
Securitization, risk, and the liquidity problem in banking (1991) (133)
Small Business and Debt Finance (2003) (127)
The Integration of the Financial Services Industry: Where are the Efficiencies? (2000) (125)
A More Complete Conceptual Framework for Financing of Small and Medium Enterprises (2005) (121)
Market failure and resource use: economic incentives to use different payment instruments (1988) (119)
A Framework for Analyzing Efficiency, Risks, Costs, and Innovations in the Payments System (1996) (118)
Exporting financial institutions management via foreign direct investment mergers and acquisitions (2004) (115)
The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability, Risk, and Profitability (2011) (115)
Bank Risk Taking and Liquidity Creation Following Regulatory Interventions and Capital Support (2011) (101)
Economic Policy Uncertainty and Bank Liquidity Hoarding (2018) (100)
Entry into Banking Markets and the Early-Mover Advantage (2007) (97)
Capital Structure and Firm Performance: (2002) (91)
The limitations of market value accounting and a more realistic alternative (1991) (90)
Competition from Large, Multimarket Firms and the Performance of Small, Single‐Market Firms: Evidence from the Banking Industry (2007) (81)
What Explains the Dramatic Changes in Cost and Profit Performance of the U.S. Banking Industry? (1999) (81)
Semiparametric Approaches to Stochastic Panel Frontiers With Applications in the Banking Industry (1999) (81)
Erratum to "Explaining the dramatic changes in performance of US banks: Technological change, deregulation, and dynamic changes in competition" [J. Fin. Intermed. 12 (2003) 57-95] (2005) (80)
The effect of market size structure on competition: the case of small business lending (2001) (73)
Obstacles to a Global Banking System: 'Old Europe' Versus 'New Europe' (2006) (71)
Does Function Follow Organizational Form (2001) (67)
The Dymanics of Market Entry: The Effects of Mergers and Acquisitions on De Novo Entry and Small Business Lending in the Banking Industry, (1999) (66)
Lines of Credit and Relationship Lending in Small Firm Finance (1994) (58)
The efficiency effects of a single market for financial services in Europe (2003) (52)
Reexamining the empirical relation between loan risk and collateral:the roles of collateral liquidity and types (2016) (52)
Efficiency and productivity change in the U.S. commercial banking industry: a comparison of the 1980s and 1990s (1997) (50)
Financial Crises and Bank Liquidity Creation (2009) (44)
Economies of scale and scope in banking (1983) (43)
Banks and the real economy: An assessment of the research (2020) (42)
Bank Liquidity Creation and Financial Crises (2015) (41)
The Price-Concentration Relationship in Banking: A Reply (1992) (40)
The Federal Reserve’s Discount Window and TAF Programs: “Pushing on a String?” (2013) (38)
Bank Capital , Survival , and Performance around Financial Crises (2009) (37)
What is Fueling FinTech Lending? The Role of Banking Market Structure (2020) (37)
The Integration of the Financial Services Industry (2000) (37)
Do bank bailouts reduce or increase systemic risk? the effects of TARP on financial system stability (2016) (35)
Banking research in the time of COVID-19 (2021) (34)
The "big picture" about relationship-based finance (1999) (33)
Bank Ownership and Efficiency in China: What Lies Ahead in the World's Largest Nation? (2007) (32)
Does Diversification Increase or Decrease Bank Risk and Performance? Evidence on Diversification and the Risk-Return Tradeoff in Banking (2010) (31)
Do Business Borrowers Benefit from Bank Bailouts? - The Effects of TARP on Loan Contract Terms (2015) (31)
Lines of credit, collateral, and relationship lending in small firm finance (1993) (30)
The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability and Risk (2009) (30)
Economic Policy Uncertainty and Bank Liquidity Creation (2017) (28)
Global integration in the banking industry (2003) (28)
An empirical analysis if standby letters of credit (1986) (28)
The Effects of Competition from Large, Multimarket Firms on the Performance of Small, Single-Market Firms: Evidence from the Banking Industry (2005) (27)
Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms (2018) (27)
New approaches for analyzing and evaluating the performance of financial institutions (1997) (25)
The consolidation of the ® nancial services industry : Causes , consequences , and implications for the future (1999) (25)
Do depositors discipline banks? an international perspective (2011) (22)
The Benefits and Costs of the Tarp Bailouts: A Critical Assessment (2018) (22)
The \\"big picture\\" of bank diversification (2000) (22)
Bank Bailouts, Bail-Ins, or No Regulatory Intervention? A Dynamic Model and Empirical Tests of Optimal Regulation (2018) (21)
The effects of bank mergers and acquisitions on small business lending 1 The opinions expressed do n (1997) (19)
Interstate banking and the payments system (1988) (19)
The Information Efficiency of Econometric Model Forecasts (1985) (18)
Banking an Overview (2012) (18)
Reexamining the Empirical Relation between Loan Risk and Collateral: The Roles of Collateral Characteristics and Types (2011) (18)
Bank capital and liquidity creation (2005) (18)
Price rigidity and market structure: theory and evidence from the banking industry (1989) (17)
Efficiency and Productivity Trends in the U.S. Commercial Banking Industry: A Comparison of the 1980’s and 1990’s (1997) (17)
Information or Regulation: What Drives the International Activities of Commercial Banks? (2003) (15)
How do lead banks use their private information about loan quality in the syndicated loan market? (2016) (14)
The effects of banking market size structure on bank competition: the case of small business lending (2001) (14)
Risk-based capital and off-balance sheet activities (1988) (14)
Small Business Credit Scoring and Credit Availability (2005) (14)
Do Consumers Pay for One-Stop Banking? (1993) (12)
The Oxford Handbook of Banking, Second Edition (2014) (12)
The Role of Capital in Financial Institutions Working Paper 95-01 (1995) (12)
Who Wins and Who Loses from Bank Geographic Deregulation? Analysis of Financially Constrained and Unconstrained Firms (2019) (11)
Bank liquidity creation and bank capital (2005) (10)
Computation and Inference in Semiparametric Efficient Estimation (1997) (10)
Institutional Development, Ownership Structure, and Business Strategies: A New Era in the Chinese Banking Industry (2009) (10)
Finance and the real economy: Evidence from the US (2018) (10)
Supervisory Enforcement Actions against Banks and Systemic Risk (2020) (10)
How Does Competition Affect Bank Capital Structure? Evidence from a Natural Experiment (2017) (9)
The role of interstate banking in the diffusion of electronic payments technology (1985) (9)
The Effects of Banks on 'Debt-Sensitive' Small Businesses (2006) (8)
Stress tests. (2005) (7)
Bank Internationalization and Risk Taking (2013) (7)
Payment systems research and public policy risk, efficiency, and innovation: a conference sponsored by the Board of Governors of the Federal Reserve System, December 7-8, 1995 (1996) (7)
Some red flags concerning market value accounting (1989) (7)
In memoriam Russell G. Thompson (1997) (7)
The Effects of Bank Ownership Type on Banking Relationships and Multiple Banking in Developing Economies Detailed Evidence from India (2005) (6)
Do Borrowers Benefit from Bank Bailouts ? The Effects of TARP on Loan Contract Terms * (2016) (6)
Small Business Lending (2012) (6)
Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run (2020) (5)
Competition and Bank Risk: Evidence from Geographic Bank Deregulation (2019) (5)
Inefficiency and productivity growth in banking: a comparison of stochastic econometric and thick frontier methods (1991) (5)
RULES VERSUS DISCRETION IN LOAN RATE SETTING GERALDO CERQUEIRO HANS DEGRYSE (2007) (4)
The dynamics of market entry: the effects of mergers and acquisitions on de novo entry in banking (1999) (4)
Why random walk models of the term structure are hard to reject (1989) (4)
Small Business Lending by Banks (2014) (4)
Do consumers pay for one-stop banking? Evidence from a non-standard revenue function (1993) (4)
Issues in Measuring the Efficiencies of Agricultural Banks: Discussion (1994) (3)
An empirical examination of information barriers to trade in insurance (2002) (3)
Competition, efficiency, and the future of the banking industry (1992) (3)
BANK OF FINLAND DISCUSSION PAPERS (2000) (3)
Comment on Diffusion of Financial Innovations: The Case of Junk Bonds and Note Issuance Facilities (1996) (3)
Reexamining the Empirical Relation between Loan Risk and Collateral: The Role of the Economic Characteristics of Collateral (2012) (3)
Who Pays for Financial Crises? Price and Quantity Rationing of Different Borrowers by Domestic and Foreign Banks (2018) (3)
Bank Size and Household Financial Sentiment: Surprising Evidence from the University of Michigan Surveys of Consumers (2019) (2)
THE INSTITUTIONAL FRAMEWORK FOR FINANCIAL MARKET POLICY IN THE USA SEEN FROM AN EU PERSPECTIVE (2005) (2)
Social Networks and Career Outcomes (2011) (2)
The extraordinary persistence of profits in the U.S. banking industry: a breakdown of the competitive paradigm? (1998) (2)
How Do Government Policies and Actions Affect Bank Liquidity Creation During Normal Times and Financial Crises (2015) (2)
Why are bank pro ® ts so persistent ? The roles of product market competition , informational opacity , and regional / macroeconomic shocks q (2000) (2)
THE VALUE OF A GOVERNMENT MONITOR FOR FIRMS WITH HARD-TO-VALUE ASSETS (2007) (2)
Banking in a Post-Crisis World (2014) (2)
How Did Foreign Bank Lending Change During the Recent Financial Crisis: An Overview (2016) (2)
Comments on Bank Market Structure, Competition, and SME Financing Relationships in European Regions By Mercieca, Schaeck, and Wolfe (2009) (2)
Do Better Capitalized Banks Create More or Less Liquidity (2015) (1)
The Links Between Bank Liquidity Creation and Future Financial Crises (2015) (1)
New constraints on the high-fieldstrength element concentration of NIST SRM 610 and 612 glasses (2008) (1)
Liquidity Creation Theories (2015) (1)
Bank Size and Household Financial Sentiment - Surprising Evidence from University of Michigan Surveys of Consumers (2018) (1)
The importance of accurate bank accounting under FDICIA (1993) (1)
Interstate banking: impacts on the payments system (1986) (1)
Capital structure and firm performance : A new approach to testing agency theory and an application to the banking industry q (2015) (1)
Rates of metamorphism in collisional orogeny (2008) (1)
Using Liquidity Creation to Measure Bank Liquidity (2015) (1)
International, Banking, Economics, and Finance Association (2013) (1)
Geographic deregulation and banks’ cost of equity capital (2022) (1)
Measurement of Bank Liquidity Creation (2015) (1)
Why is Foreign Bank Penetration So Low in Developed Nations (2006) (1)
Status of a Program Monitoring Optical Lunar Surface Transients (2009) (1)
Understanding Financial Statements (2015) (1)
Thermal Evolution of the Lepontine Dome (Central Alps) (2003) (1)
The efficiency of bank branches and implications for mergers and interstate branching (1995) (1)
Part 5 Looking toward the future (2020) (0)
Part 4 First lines of defense to help avoid bailouts, bail-ins, and other resolutions (2020) (0)
Small Business Lending Survey 21 SECTION 3 . Markets and Competition (2018) (0)
Prudential regulatory activity restrictions (2020) (0)
Links to Websites Containing Data, Documents, and Other Information Useful for US Bank Performance Benchmarking, Research, and Policy Work (2015) (0)
FICIENCY AND PRODUCTIVITY CHANGE E U . S . COMMERCIAL BANKING INDUSTRY : COMPARISON OF THE 1980 s AND 1990 s (1997) (0)
Effects of TARP on the real economy (2020) (0)
Part 3 Empirical evidence on bank bailouts other than TARP, bail-ins, and other resolution approaches (2020) (0)
Part 2 Empirical research on TARP (2020) (0)
How Much Liquidity Do Banks Create During Normal Times and Financial Crises (2015) (0)
Effects of TARP on bank competition (2020) (0)
Effects of TARP on bank portfolio risk (2020) (0)
Effects of TARP on recipient banks' valuations (2020) (0)
Effects of TARP on market discipline (2020) (0)
Timing of melting in collisional orogenies (2009) (0)
Financial Institutions Center Efficiency of Financial Institutions : International Survey and Directions for Future Research (1997) (0)
Workine Paper 9117 INEFFICIENCY AND PRODUCTIVITY GROWTH IN BANKING : A COMPARISON OF STOCHASTIC ECONOMETRIC AND THICK FRONTIER METHODS by (2005) (0)
Empirical research on other resolution approaches (2020) (0)
Where We Stand Now and the Open Research and Policy Questions (2015) (0)
Bank Liquidity Creation: Value, Performance, and Persistence (2015) (0)
Effects of TARP on bank leverage risk (2020) (0)
Tests of the fair game-efficient markets hypothesis (1983) (0)
Social costs and benefits (2020) (0)
Implications for bank policymakers and bank managers (2020) (0)
Technological change and financial innovation in banking: Some implications for fintech (2018) (0)
Mechanisms for the first lines of defense (2020) (0)
Editorial Collaborators (1999) (0)
Effects of TARP on systemic risk (2020) (0)
Bank liquidity creation during distress (2010) (0)
to Informationally Opaque extending relationship loans (2001) (0)
Empirical research on bailouts other than TARP (2020) (0)
Open research questions to be addressed by future research (2020) (0)
Effects of TARP on recipient banks' credit customers (2020) (0)
Defining and Dating Financial Crises (2016) (0)
Theoretical background on bank bailouts, bail-ins, and other resolution approaches (2020) (0)
Introduction to bank bailouts, bail-ins and related topics covered in the book (2020) (0)
Changes in grain growth kinetics: Natural and modeling evidences (2003) (0)
Direct government ownership of banks (2020) (0)
How Can Bank Executives, Financial Analysts, Researchers (including Academics and Students), and Policy Makers (including Legislators, Regulators, and Central Bankers) Use Bank Liquidity Creation Data to Their Advantages? (2015) (0)
A New Framework for Banking Competition: Protecting the Value of Bank Specialness (2022) (0)
NO . 97-1 E BLACK BOX : WHAT EXPLAINS DIFFERENCES EFFICIENCIES OF FINANCIAL INSTITUTIONS ? (1997) (0)
Methodologies used in most of the TARP empirical studies (2020) (0)
Substituting loan insurance for intermediation: the private and social benefits of standby letters of credit (1986) (0)
Federal Reserve Bank of Philadelphia Deregulation, and Dynamic Changes in Competition (2001) (0)
Part 1 Introductory materials (2020) (0)
Effects of TARP on bank credit supply (2020) (0)
Who Wins and Loses from Bank Deregulation ? Analysis of Financially Constrained and Unconstrained Firms May 2018 (2018) (0)
Conditions that generally bring about bank bailouts, bail-ins, and other resolution methods (2020) (0)
Using Liquidity Creation to Measure Bank Output (2015) (0)
Which Banks Create the Most and Least Liquidity (2015) (0)
Empirical research on bail-ins (2020) (0)
Descriptions of TARP, other bank bailouts and bail-ins, and other resolution approaches in the US and around the world (2020) (0)
Determinants of applying for and receiving TARP funds and exiting early from the program (2020) (0)