Jonathan Zinman
#96,079
Most Influential Person Now
American academic
Jonathan Zinman's AcademicInfluence.com Rankings
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Economics
Why Is Jonathan Zinman Influential?
(Suggest an Edit or Addition)According to Wikipedia, Jonathan Zinman is a professor of economics at Dartmouth College and a research affiliate at the New Haven-based research outfit Innovations for Poverty Action and the Massachusetts Institute of Technology-based Abdul Latif Jameel Poverty Action Lab. Formerly an economist at the Federal Reserve Bank of New York, Zinman is currently a visiting scholar at the Federal Reserve Bank of Philadelphia and Fellow at the Federal Deposit Insurance Corporation Center for Financial Research. Zinman is also a member of the Behavioral Finance Forum and a Research Advisory Board member of stickK, a web-based start-up that enables users to make commitment contracts in order to reach their personal goals.
Jonathan Zinman's Published Works
Number of citations in a given year to any of this author's works
Total number of citations to an author for the works they published in a given year. This highlights publication of the most important work(s) by the author
Published Works
- Redefine statistical significance (2017) (1806)
- Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts (2007) (813)
- Exponential Growth Bias and Household Finance (2008) (676)
- Six Randomized Evaluations of Microcredit: Introduction and Further Steps † (2015) (642)
- What's Advertising Content Worth? Evidence from a Consumer Credit Marketing Field Experiment (2009) (590)
- Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment (2005) (517)
- SAVINGS BY AND FOR THE POOR: A RESEARCH REVIEW AND AGENDA (2013) (445)
- Put Your Money Where Your Butt is: A Commitment Contract for Smoking Cessation (2009) (431)
- Microcredit Impacts: Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco (2014) (396)
- Microcredit in Theory and Practice: Using Randomized Credit Scoring for Impact Evaluation (2011) (394)
- Expanding Microenterprise Credit Access: Using Randomized Supply Decisions to Estimate the Impacts in Manila (2009) (326)
- Credit Elasticities in Less-Developed Economies: Implications for Microfinance (2007) (296)
- Being surveyed can change later behavior and related parameter estimates (2011) (291)
- Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees (2011) (255)
- Getting to the Top of Mind: How Reminders Increase Saving (2010) (232)
- Restricting Consumer Credit Access: Household Survey Evidence on Effects around the Oregon Rate Cap (2008) (193)
- In Harm's Way? Payday Loan Access and Military Personnel Performance (2008) (182)
- What do Consumers Really Pay on Their Checking and Credit Card Accounts? Explicit, Implicit, and Avoidable Costs (2009) (171)
- Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco (2013) (139)
- Household Debt: Facts, Puzzles, Theories, and Policies (2014) (139)
- Behind the Gate Experiment: Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training (2012) (139)
- Fuzzy Math, Disclosure Regulation and Credit Market Outcomes: Evidence from Truth in Lending Reform (2009) (120)
- List Randomization for Sensitive Behavior: An Application for Measuring Use of Loan Proceeds (2011) (120)
- Youth Smoking in the U.S.: Evidence and Implications (2000) (110)
- Youth Smoking in the United States: Evidence and Implications (2001) (110)
- Small individual loans and mental health: a randomized controlled trial among South African adults (2008) (106)
- Borrowing High versus Borrowing Higher: Price Dispersion and Shopping Behavior in the U.S. Credit Card Market (2016) (93)
- Where is the Missing Credit Card Debt? Clues and Implications (2007) (90)
- Lying about Borrowing (2008) (86)
- Debit or credit (2009) (83)
- Research and Impacts of Digital Financial Services (2016) (81)
- Financial Education and Access to Savings Accounts: Complements or Substitutes? Evidence from Ugandan Youth Clubs (2014) (77)
- A Personal Touch: Text Messaging for Loan Repayment (2012) (75)
- Fuzzy Math and Red Ink: When the Opportunity Cost of Consumption is Not What it Seems (2007) (68)
- Consumer Credit: Too Much or Too Little (or Just Right)? (2013) (67)
- Long-Run Price Elasticities of Demand for Credit: Evidence from a Countrywide Field Experiment in Mexico (2013) (49)
- (Ineffective) Messages to Encourage Recycling: Evidence from a Randomized Evaluation in Peru (2013) (47)
- Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap. (2008) (47)
- Price and control elasticities of demand for savings (2018) (46)
- Megastudies improve the impact of applied behavioural science (2021) (44)
- Household Borrowing High and Lending Low Under No-Arbitrage (2006) (44)
- A personal touch in text messaging can improve microloan repayment (2016) (39)
- Put Your Money Where Your Butt Is: a Commitment Savings Account For Smoking Cessation (2009) (33)
- Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending (2021) (32)
- Why Use Debit Instead of Credit? Consumer Choice in a Trillion-Dollar Market (2004) (32)
- How a Cognitive Bias Shapes Competition: Evidence from Consumer Credit Markets (2006) (30)
- Elasticities of Demand for Consumer Credit (2005) (25)
- 1 Measuring Risk and Time Preferences and Their Connections with Behavior (2012) (24)
- Unshrouding Effects on Demand for a Costly Add-On: Evidence from Bank Overdrafts in Turkey (2015) (23)
- Borrow Less Tomorrow: Behavioral Approaches to Debt Reduction (2012) (23)
- Referrals: Peer Screening and Enforcement in a Consumer Credit Field Experiment (2012) (23)
- Unshrouding: Evidence from Bank Overdrafts in Turkey (2018) (22)
- Follow the money not the cash: Comparing methods for identifying consumption and investment responses to a liquidity shock (2016) (21)
- Borrowing High vs. Borrowing Higher: Sources and Consequences of Dispersion in Individual Borrowing Costs (2013) (19)
- The Quest for Parsimony in Behavioral Economics: New Methods and Evidence on Three Fronts (2017) (17)
- The Price is Not Right (Not Even on Average): Exponential Growth Bias, Present-Biased Perceptions, and Household Finance * (2008) (16)
- The Efficacy and Efficiency of Credit Market Interventions : Evidence from the Community Reinvestment Act CRA 022 July 2002 (2002) (15)
- Follow the Money: Methods for Identifying Consumption and Investment Responses to a Liquidity Shock (2013) (13)
- Consumer Homing on Payment Cards: From Theory to Measurement (2008) (12)
- We are All Behavioral, More or Less: Measuring and Using Consumer-Level Behavioral Sufficient Statistics (2019) (11)
- We are All Behavioral, More or Less: A Taxonomy of Consumer Decision Making (2020) (10)
- Consumer Protection for Financial Inclusion in Low and Middle Income Countries: Bridging Regulator and Academic Perspectives (2020) (10)
- You Can Pick Your Friends, But You Need to Watch Them: Loan Screening and Enforcement in a Referrals Field Experiment (2012) (10)
- Quicksand or Bedrock for Behavioral Economics? Assessing Foundational Empirical Questions (2017) (10)
- Fuzzy Math and Household Finance: Theory and Evidence (2007) (10)
- Credit Elasticities in Less-Developed Economies: Implications for Microcredit (2006) (8)
- Risky Behavior Among Youth (2000) (8)
- The Risk of Asking: Being Surveyed Can Affect Later Behavior (2011) (7)
- Does Lasting Behavior Change Require Knowledge Change? Evidence from Savings Interventions for Young Adults (2020) (7)
- Credit Building or Credit Crumbling? A Credit Builder Loan's Effects on Consumer Behavior, Credit Scores and Their Predictive Power (2019) (6)
- Good Identification, Meet Good Data (2019) (5)
- Challenges to Replication and Iteration in Field Experiments: Evidence from Two Direct Mail Shots (2017) (4)
- The real effects of liquidity on behavior: evidence from regulation and deregulation of credit markets (2002) (4)
- The Impact of Liquidity on Household Balance Sheets : Micro Responses to a Credit Card Supply Shock (2003) (4)
- National Insecurity? Payday Loan Access and Military Personnel Performance and Retention * (2008) (4)
- Dangers of a Double-Bottom Line: A Poverty Targeting Experiment Misses Both Targets (2018) (4)
- Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior, Credit Scores and Their Predictive Power (2019) (3)
- NOTES AND COMMENTS OBSERVING UNOBSERVABLES: IDENTIFYING INFORMATION ASYMMETRIES WITH A CONSUMER CREDIT FIELD EXPERIMENT BY DEAN KARLAN (2009) (3)
- Behavioral policy interventions to address education inequality (2017) (3)
- The Risk of Asking : Measurement Effects from a Baseline Survey in an Insurance Takeup Experiment (2007) (3)
- How Much Does Psychology Matter ? A Field Experiment in the Consumer Credit Market (2005) (3)
- Dangers of a double‐bottom line? A poverty targeting experiment misses both targets (2021) (2)
- Behavioral Biases are Temporally Stable (2020) (2)
- Optimizing Loan Contracting and Marketing Strategies Using Field Experimentation (prepared for the 2006 Microcredit Summit) (2006) (2)
- Tried and True? The Contextual Specificity of “Proven” Approaches to Behavioral Change (2011) (2)
- Randomization for Causality, Ethnography for Mechanisms: Illiquid Savings for Liquor in an Autarkic Society (2021) (0)
- Redefine statistical significance (2017) (0)
- 1 Title : Redefine Statistical Significance (2017) (0)
- Snowed: Deceptive Advertising by Ski Resorts (2009) (0)
- Identifying Information Asymmetries: New Methods and Evidence from a Randomized Field Experiment (2004) (0)
- Commit to Quit: Commitment Contracts for Smoking Cessation (C2Q) (2018) (0)
- FULFILLMENT OF THE REQUIREMENTS FOR THE DEGREE OF DOCTOR OF PHILOSOPHY IN ECONOMICS AT THE MASSACHUSETTS INSTITUTE OF TECHNOLOGY ACCEPTED SEPTEMBER 2002 (2002) (0)
- Reducing Bank Overdraft Usage through Price Discounts and SMS Reminders in Turkey (2022) (0)
- Evaluation of Combined Financial Incentives and Deposit Contract Intervention for Smoking Cessation: A Randomized Controlled Trial (2021) (0)
- Interest Rates, Loan Maturity and Demand for Microfinance Loans in South Africa (2019) (0)
- RAND Behavioral Finance Forum 2013: Improving Consumer Well-Being through Behavioral Finance (2013) (0)
- Credit Building or Credit Crumbling? A Credit Builder Loan’s Effects on Consumer Behavior and Market Efficiency in the United States (2022) (0)
- Financial Literacy Research Consortium (2011) (0)
- Seeds of Growth Conference Public Policy: CRA Comments (2004) (0)
- A review of related empirical research on retail payments (2010) (0)
- Public policy - CRA: discussion comments (2003) (0)
- SMS Messages to Increase Voluntary Retirement Contributions in Mexico (2020) (0)
- Pricing and Marketing Household Financial Services in Developing Countries (2015) (0)
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