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According to Wikipedia , Teresa Ghilarducci is an American scholar on labor and retirement issues. She has advocated for government to extend occupational retirement plan coverage to all workers. She published Rescuing Retirement in 2018; the book makes the case for a Guaranteed Retirement Account that would supplement Social Security. In 2016 she wrote a popular book, How to Retire with Enough Money: And How to Know What Enough Is. One of her most recent books, When I’m Sixty Four: The Plot Against Pensions and the Plan to Save Them, investigates the loss of pensions on older Americans and proposes a comprehensive system of reform. Her previous books include Labor's Capital: The Economics and Politics of Employer Pensions, winner of an Association of American Publishers award in 1992, and Portable Pension Plans for Casual Labor Markets, published in 1995. Ghilarducci is an executive board member of the Economic Policy Institute, a member of the Retirement Security Advisory Board for the Government Accountability Office, court appointed trustees for the retiree health care trusts for UAW retirees of GM, Ford, and Chrysler and the USW retirees of Goodyear Tire. Ghilarducci won an Association of American Publishers award for her book Labor's Capital: The Economics and Politics of Employer Pensions in 1992. She previously taught economics for 25 years at the University of Notre Dame.
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1990 2000 2010 2020 0 5 10 15 20 25 30 35 40 45 50 55 60 65 70 75 80 Published Works Labor's Capital: The Economics and Politics of Private Pensions (1992) When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them (2008) Unions' Role in Argentine and Chilean Pension Reform (2000) Female Dual Labour Markets and Employee Benefits (2005) Scale Economies in Union Pension Plan Administration: 1981–1993 (1999) Labour’s Paradoxical Interests and the Evolution of Corporate Finance (1997) Older Workers on the COVID-19-Frontlines without Paid Sick Leave (2020) A PROGRESSIVE PROGRAM FOR ECONOMIC RECOVERY & FINANCIAL RECONSTRUCTION (2009) (17)How defined contribution plans and 401(k)s affect employer pension costs (2006) The macroeconomic stabilisation effects of Social Security and 401(k) plans (2012) The future of retirement in aging societies (2010) Making Work Pay Wage Insurance for the Working Poor (1996) (15)The End of Retirement (2006) Work options for older Americans (2007) (12)Are US Workers Ready for Retirement? Trends in Plan Sponsorship, Participation, and Preparedness (2015) (11)Getting it Right: Empirical Evidence and Policy Implications from Research on Public-Sector Unionism and Collective Bargaining (2011) U.S. Pension Investment Policy and Perfect Capital Market Theory (1994) Pensions and the uses of ignorance by unions and firms (1990) Organized Labor and Pensions (2006) La Tercera Edad: Latinos' Pensions, Retirement and Impact on Families (2008) (7)Earnings volatility and 401(k) contributions (2017) Pensions in an International Perspective: Privatizing and Contested Control (1995) Austerity Distorts the Common Economic Interests between Generations (2014) Employer Pension Contributions and 401(K) Plans: A Note (2004) De-Linking Benefits from a Single Employer: Alternative Multiemployer Models (2001) (6)The Inefficiencies of Existing Retirement Savings Incentives (2015) (5)The Changing Role of Employer Pensions: Tax Expenditures, Costs and Implications for Middle Class Elderly (2006) The Distribution of Time in Retirement: Evidence From the Health and Retirement Survey (2018) When management strikes: PATCO and the British miners (1986) Latinos' Low Pension Coverage and Disenfranchisement from the US Financial System (2004) (5)Rescuing Retirement: A Plan to Guarantee Retirement Security for All Americans (2016) (5)The Impact of Internal Union Politics on the 1981 UMWA Strike (1988) Catch-Up Contributions: An Equitable and Affordable Solution to the Retirement Savings Crisis (2018) In search of retirement security : the changing mix of social insurance, employee benefits, and individual responsibility (2005) (4)Intersectionality and Stratification in the Labor Market (2018) (4)Explaining the Decline in the Offer Rate of Employer Retirement Plans between 2003 and 2012 (2015) The Inequitable Effects of Raising the Retirement Age on Blacks and Low-Wage Workers (2019) How to Supplement Social Security Fairly and Effectively (2010) State Guaranteed Retirement Accounts: A Low-Cost, Secure Solution to America's Retirement Crisis (2012) (3)More Middle Class Workers Will Be Poor Retirees (2015) (3)Portable Pension Plans for Casual Labor Markets: Lessons from the Operating Engineers Central Pension Fund (1995) (3)Memorandum on a new financial architecture and new regulations (2009) Racially Disparate Effects of Raising the Retirement Age (2015) (3)The Racial Morbidity Gap: Implications for Raising the Retirement Age (2015) (3)Pension Reform in the United States: Guaranteed Pension Accounts are Key (2009) Wage Insurance for the Working Poor (1996) (3)Employee pensions : policies, problems, and possibilities (2007) (3)What you need to know about the economics of growing old (but were afraid to ask) : a provocative reference guide to the economics of aging (2004) (3)Complementarity of pensions and training under multiemployer plans (2001) The Labor Consequences of Financializing Pensions (2017) (2)Pension Reform's Stake in Employers (2011) (2)Retirement Savings Inequality: Different Effects of Earnings Shocks, Portfolio Selections, and Employer Contributions by Worker Earnings Level (2018) (2)401(k) Tax Policy Creates Inequality (2015) (2)Training and Pensions: Substitutes or Complements (1998) Household Economic Shocks Increase Retirement Wealth Inequality (2016) (2)State Retirement Reform: Lifting Up Best Practices (2017) (2)The States of Reform (2016) (1)How 401(k) Plans Make Recessions Worse (2014) (1)Policy Options for Cutting Retirement Plan Leakages (2016) (1)A Study of Mexican Immigrants (2012) (1)Workplace Injuries and Diseases: Prevention and Compensation Essays in Honor of Terry Thomason – Edited by Karen Roberts, John F. Burton Jr and Matthew M. Bodah (2007) The Hispanic Health Paradox (2015) Strategic Use of Pension Funds Since 1978 (1988) Retirement plan wealth inequality: measurement and trends (2020) Pressures on Retirement Income Security (2007) THE AMERICAN LABOR MOVEMENT’S (SURPRISING) ECONOMIC IMPACT: HOW UNIONS CHALLENGE CONSUMERISM AND CORPORATE GOVERNANCE (2004) Relative Wages in Aging America: The Baby Boomer Effect (2017) (1)U.S. Social Security Reform and Intergenerational Equity (1999) Now is the Time to Add Retirement Accounts to Social Security: The Guaranteed Retirement Account Proposal (2015) (1)The Racial Longevity Gap Past Age 65: Implications For Raising the Retirement Age (2014) (1)The Illusory Benefits of Working Longer on Financial Preparedness for Retirement (2020) (1)New York's Retirees: Falling into Poverty (2012) (1)New York City and State Tax Expenditures for Defined Contribution Plans (2012) (1)401(k) Plans: A Failed Experiment (2016) (1)Calculating Retirement Tax Expenditures: 2010 (2011) (1)The Growth of Unstable and Low-Wage Work Among Older Workers (2018) (1)A Comprehensive Plan to Confront the Retirement Savings Crisis (2016) (1)Chapter 4. Do-It-Yourself Pensions (2008) Reply to Professors Northrup and Campbell (1988) Making Old People Work: Three False Assumptions Supporting the “Working Longer Consensus” (2021) Teresa Ghilarducci responds: (2010) (0)Economics and Politics of Tax Reform: A Comment on Congressman Kemp's Article, The; Commentary (1985) (0)Chapter 5. The Future of Social Security (2008) Social Security and Pension Reform: International Perspectives, edited by Marek Szczepanski and John A. Turner. Upjohn Institute, Kalamazoo, 2014, 345 pp., ISBN: 9780880994682, Price $40.00, hardback (2015) How to Think about Our Children's Children: Warmth: Coming of Age at the End of Our World, Daniel Sherrell (2022) Relative Wages in Aging America: Defined Contribution Wealth Inequality: Role of Earnings Shocks, Portfolio Choice, and Employer Contributions (2017) (0)Expanding Social Security Benefits All Workers (2020) (0)Living Precariously in the Golden Years (2019) The Distribution of Time in Retirement: Evidence from the HRS, SIPP, and CPS (2018) (0)THE HIGH COST OF NUDGE ECONOMICS AND THE EFFICIENCY OF MANDATORY RETIREMENT ACCOUNTS (2011) (0)Gender, Family Histories, and Late-Life Economic Well-Being (2021) Book Review: Income and Social Security and Substandard Working Conditions: Pensions and Corporate Restructuring in American Industry: A Crisis of Regulation (1994) Transforming Federal and State Retirement Tax Deductions (2015) (0)Chapter 9. The American Labor Movement: Advocating Retirement and Obtaining Pensions (2008) Old-Age Poverty: Single Women & Widows & A Lack of Retirement Security (2018) (0)New Policies for an Older Unemployed Population (2013) Commentary [on Is Working Longer and Retiring Later Possible?] (2001) Chapter 10. Rescue Plan for American Workers’ Retirement: Averting the End of Retirement (2008) Are Washington Workers Ready for Retirement (2014) (0)Fact Sheet: New Retirees Have Inadequate Retirement Account Balances (2013) (0)The Automatic Stabilizing Effects of Social Security and 401(k) Plans (2011) (0)Labor Market Discrimination: A Bleak Outlook for Older Women (2017) (0)The Illusory Benefit of Working Longer on Retirement Financial Preparedness: Rethinking Advice That Working Longer Increases Retirement Income (2022) Transforming Federal and State Retirement Tax Deductions to Refundable Tax Credits (2015) (0)A Report by the Schwartz Center for Economic Policy Analysis (2011) (0)The New Inequality: The Distribution of Retirement and Older Working Time in OECD Countries (2020) Retirement and Work Policies in the United States (2004) (0)The Need for More Social Security and Secure Pensions (2017) (0)The gender division of labor and its effect on retirement security (2023) Falling Through The Cracks: The Crisis of Jobs and Healthcare for Unemployed Americans Aged 55–64 (2011) (0)A Failure of Capitalism: The Crisis of '08 and the Descent into Depression . Richard A. Posner. Harvard University Press, 2009, ISBN 978-0-674-03514-0, 346 pages. (2011) Wall Street's Stake in Pension Reform (2011) (0)The Surprising Equality of Retirement Time: Evidence From the Health and Retirement Survey (2020) (0)Are Connecticut Workers Ready for Retirement (2013) (0)Are Philadelphians Ready for Retirement (2016) (0)Unemployed Older Americans: A Profile (2012) (0)Guest Editors’ Introduction (2014) Review of Redefining Teacher Pensions and Buyer Beware (2011) (0)Chapter 8. Working: The New Retirement’s Effect on the Economy (2008) Retirement Readiness in New York City: Trends in Plan Sponsorship, Participation, and Preparedness (2015) (0)New Evidence on the Effect of Economic Shocks on Retirement Plan Withdrawals (2019) Why American Older Workers Have Lost Bargaining Power (2019) (0)Earnings Experience and its Impact on 401(k) Contribution Behavior: The Roles of Earnings Shocks, Spousal Behavior and Pension Plan Details (2015) (0)Are Maryland Workers Ready for Retirement (2013) (0)INEQUALITY IN WELL-BEING AT OLDER AGES: FOCUS ON FINANCES (2017) Laying the Groundwork for More Efficient Retirement Savings (2015) (0)13. Innovations in Protecting the Old: Mostly Social Insurance and Some Assets (2016) Gender and Racial Disparities in Physical Job Demands of Older Workers (2016) (0)Chapter 1. Hope for Retirement’s Future (2008) Do the Old Eat the Young?: The False Tradeoff Between Funding for the Young and the Old (2014) (0)Retirement Readiness in North Carolina (2012) (0)Britain's Pension Crisis: History and Policy. Edited by Hugh Pemberton, Pat Thane, and Noel Whiteside. Oxford University Press, 2006, ISBN 978-0-19-726385-3, 280 pages (2007) Larger Birth Cohort Lowers Wages (2017) (0)Editorial (2017) FEMA L E D UA L L ABO U R M A R KETS A ND EMPLOYEE B ENEFITS (2005) (0)Chapter 7. The Distribution of Retirement Time: Who Really Gets to Retire? (2008) Challenges of Retirement Policy, Social Security Reform, and Retirement Income: A Discussion with Alicia H. Munnell, PhD (2019) (0)Are Minnesota Workers Ready for Retirement (2014) (0)Inadequate Retirement Account Balances for Families Nearing Retirement (2015) (0)THE NEW SCHOOL WORKING PAPER 2011-3 Pension Reform ’ s Stake in Employers Daniela Arias (2014) (0)Retirement Readiness in New York City: Trends in Plan Sponsorship, Participation, and Income Security (2014) (0)Labor in the Era of Globalization: The New Treaty of Detroit: Are VEBAs Labor's Way Forward? (2009) When Economists Take a Back Seat to Virologists (2020) WP 2011-3 Pension Reform’s Stake in Employers (2011) (0)Retirement Savings Tax Expenditures: The Need for Refundable Tax Credits at the Federal and State Level (2015) (0)Chapter 2. The Collapse of Retirement Income (2008) Freeman & Medoff, What Do Unions Do? (1985) (0)Chapter 3. When Bad Things Happen to Good Pensions—Promises Get Broken (2008) Chapter 6. The Short History of Old Age Leisure in America (2008) Social Security Reduces Retirement Wealth Inequality (2020) (0)Are New Yorkers Ready for Retirement (2012) (0)More Papers This paper list is powered by the following services:
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