Online Colleges with the Most Generous Financial Aid in 2025

Badge for BEST ONLINE COLLEGES WITH GREAT FINANCIAL-AID

Finding online colleges that offer financial aid can be overwhelming for online learners, and not knowing your options may result in unnecessary financial stress or missed educational opportunities. This article lists the best online schools where you can receive federal financial aid and other forms of support, making it easier to achieve your academic goals.

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Online Colleges That Offer Financial Aid in 2025

For those seeking quality education with financial support, online colleges such as Harvard University, the University of Florida, and Kansas State University offer excellent options. These online schools allow students to receive financial aid while also collaborating with the federal government to provide aid accessibility for online school learners.

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  • The University of Florida was our big mover in our 2025 ranking of the online colleges with the most generous aid. The institution moved up 7 positions to the number 2 position.
  • Purdue University Global also gained 6 positions to move into the number 4 position for 2025. Its Returning Student Relief Grant helps previously withdrawn students re-enroll by covering up to $4,500 of outstanding debt owed to them.
  • UF also continues to enhance its signature Machen Florida Opportunity Scholars, which provides a full grant and scholarship package to first-generation, low-income students, ensuring comprehensive support throughout their academic journey.

Our Influence Ranking Engine™ leverages machine learning to track the real-world influence of colleges and universities over time. Studying tertiary education has become so expensive that it can be an immense struggle for the average student to be able to afford tuition on their own.

The cost of college is soaring, although there are a number of online institutions that offer financial support to offset the high costs of higher education. Thankfully, learners can apply for FAFSA and other forms of financial support to help them afford tertiary education and achieve their goals in life.

  1. #1

    Harvard University

    Cambridge , MA

    Tuition + fees

    $57K

    Acceptance

    3%

    Graduation

    98%

    Student body

    39K

    Median SAT/ACT

    1535/35

    Career Outlook for degree at Harvard University

    Cost of Degree: $59,076
    Expenses: $27,629
    Starting Salary: $139,100
    Cost Recoup Time: 12 years
    Paid back at 15% of annual salary

    Overview of Harvard University

    • Acceptance Rate: 3%
    • In-State Tuition: $59,076
    • Out-of-State Tuition: $59,076

    What Do We Love About Harvard University?

    Whether you’re a first-year or fourth-year student, Harvard University offers need-based aid for all, regardless of citizenship or nationality. You simply need to provide information about your family’s assets and incomes, outside monetary support, and any unusual financial circumstances.

    • Harvard University is great for students who: Thrive in a highly competitive, academically rigorous environment.
    • Harvard University might not be the best fit for students who: Prefer a less intense academic atmosphere.

    The school’s aid officers will determine your demonstrated needs before considering you for these types of financial support:

    • Federal Pell Grants
    • Supplemental Educational Opportunity Grant (SEOG)
    • Grants and scholarships from secondary schools, parental employers, civic organizations, private entities, VA Benefits, ROTC, and the National Merit Scholarship Programs
    • FWSP
    • Harvard Chan Grant/Scholarship
    • Student loans (Federal Direct Subsidized Stafford Loan, Federal Direct Unsubsidized Stafford Loan, and Parent Loan)
  2. #2

    University of Florida

    Gainesville , FL

    Tuition + fees

    $6K

    Acceptance

    23%

    Graduation

    90%

    Student body

    63K

    Median SAT/ACT

    1395/30

    Career Outlook for degree at University of Florida

    Cost of Degree: $6,381
    Expenses: $16,220
    Starting Salary: $65,700
    Cost Recoup Time: 8 years
    Paid back at 15% of annual salary

    Overview of the University of Florida

    • Acceptance Rate: 23%
    • In-State Tuition: $6,381
    • Out-of-State Tuition: $28,659

    What Do We Love About the University of Florida?

    The University of Florida is one of the most popular online colleges where you can study using federal aid. Its top programs have accreditations from the Commission on Collegiate Nursing Education, the American Psychological Association, and the Commission on English Language Program Accreditation.

    • University of Florida is great for students who: Want a large campus with strong athletic programs and diverse academic offerings.
    • University of Florida might not be the best fit for students who: Prefer smaller class sizes.

    Learners who lack the necessary funds can settle their tuition and earn a degree for less. UF offers various types of financial aid:

    • Grants
    • FWSP
    • Loan
    • Non-Student Financial Affairs Administered Aid
    • UF College and Departmental Scholarships
    • Outside scholarships from businesses, libraries, local community groups, educational organizations, religious groups, civic organizations, and alums associations

    University of Florida’s faculty and alumni have been influential in:

    Most Influential Alumni

  3. Woman smiling at her laptop

  4. #3

    Kansas State University

    Manhattan , KS

    Tuition + fees

    $10K

    Acceptance

    95%

    Graduation

    69%

    Student body

    23K

    Career Outlook for degree at Kansas State University

    Cost of Degree: $10,942
    Expenses: $18,344
    Starting Salary: $51,900
    Cost Recoup Time: 11 years
    Paid back at 15% of annual salary

    Overview of the Kansas State University

    • Acceptance Rate: 79%
    • In-State Tuition: $10,942
    • Out-of-State Tuition: $27,816

    What Do We Love About the Kansas State University?

    Kansas State University has scholarship opportunities for online students earning undergraduate and graduate degrees.

    • Kansas State University is great for students who: Want a strong sense of community and hands-on learning opportunities.
    • Kansas State University might not be the best fit for students who: Seek cosmopolitan experiences.

    Applicants must only submit the K-State Global Campus Scholarship Application to determine eligibility for these types of financial support:

    • Kenneth and Leah Mae Bever KSU Foundation Family Scholarship
    • Maurine Allison O’Bannon Memorial Scholarship
    • Sue Maes and Dennis Hemmendinger KSU Foundation Family Scholarship
    • Vanier Family Scholarship
    • EdAssist
    • College of Education Master’s Degree Scholarship
    • Nathan and Becky Smit Food Innovation Scholarship
    • Allen County Community Foundation Scholarship
    • Colorado Women’s Education Foundation Scholarship
    • KC Scholars Adult Learner Scholarship
    • Fairy Godmother Hands Up Grant
    • Carol Ann Holcomb, Maggie Higdon, and RC & Eva Finley Center on Aging Scholarships
    • Graduate Student Council Travel Awards

    Kansas State University is known for:

    Most Influential Alumni

  5. #4

    Purdue Global

    West Lafayette , IN

    Tuition + fees

    $10K

    Graduation

    20%

    Student body

    66K

    Overview of Purdue University Global

    • Acceptance Rate: 100%
    • In-State Tuition: $10,110
    • Out-of-State Tuition: $14,421

    What Do We Love About the Purdue University Global?

    Purdue University Global is committed to helping learners find ways to save on tuition and fees and graduate sooner.

    • Purdue University Global is great for students who: Need flexible online learning options.
    • Purdue University Global might not be the best fit for students who: Prefer traditional in-person classroom experiences.

    You can coordinate with Purdue’s Student Finance Coordinator to get more information about their financial support options and whether you are eligible for one:

    • Pell Grant
    • Supplemental Educational Opportunity Grant (FSEOG)
    • Direct Subsidized Loan
    • Direct Unsubsidized Loan
    • Direct Graduate/Professional PLUS Loan
    • State Grant and State Aid Programs
    • Institutional Aid
    • Returning Student Relief Grant
    • Continuing Student Relief Grant
    • Private scholarships
    • Private student loans

    Purdue Global’s faculty and alumni have been influential in:

    Purdue Global’s Online Degrees

    BS in Accounting
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Analytics
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Business Administration
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack™ Analytics
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack™ Business Administration
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Finance
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Excel Track Healthcare Administration
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack Business Administration
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Cloud Computing And Solutions
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack™ Cloud Computing And Solutions
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack™ Information Technology
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Information Technology
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Criminal Justice
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Cybersecurity
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack™ Criminal Justice
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack™ Cybersecurity
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Fire And Emergency Management
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Fire Science
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Legal Support And Services
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Excel Track Criminal Justice
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Early Childhood Administration
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Communication
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Human Services In Youth/Family Services And Administration
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Professional Studies
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Psychology
    Degree Concentrations
    • Addictions
    • Applied Behavior Analysis
    • Industrial/Organizational Psychology
    • Addictions
    • Applied Behavior Analysis
    • I/O Psychology
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Environmental Policy and Management
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Professional Flight
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack™ Healthcare Administration
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Exceltrack™ Nursing
    Degree Concentrations
    • Rn-To-Bsn
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Health And Wellness
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Healthcare Administration
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Health Information Management
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Health Science
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Nursing
    Degree Concentrations
    • Rn-To-Bsn
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
    BS in Nutrition
    • Required Credits: 180
    • Completion Time: None Reported
    • Format: Online
  6. Woman smiling at her laptop on a sofa
  7. Tuition + fees

    $18K

    Acceptance

    78%

    Graduation

    45%

    Student body

    155K

    Career Outlook for degree at Grand Canyon University

    Cost of Degree: $17,263
    Expenses: $16,212
    Starting Salary: $58,500
    Cost Recoup Time: 11 years
    Paid back at 15% of annual salary

    Overview of the Grand Canyon University

    • Acceptance Rate: 77%
    • In-State Tuition: $17,450
    • Out-of-State Tuition: $17,450

    What Do We Love About the Grand Canyon University?

    Grand Canyon University is another top school that accepts FAFSA when paying for an online college degree.

    • Grand Canyon University is great for students who: Seek a faith-based education with a focus on Christian values.
    • Grand Canyon University might not be the best fit for students who: Are looking for a secular educational environment.

    Grand Canyon’s financial support services can help average students have a reduced annual tuition.

    • Teaching and Education Master’s Degree Scholarship
    • Alumni Doctoral Degree Scholarship
    • Active Duty Online Military Undergraduate Scholarship
    • Doctoral Online Military Scholarship
    • Arizona Teacher Student Loan
    • TEACH Grant
    • Supplemental Educational Opportunity Grant (FSEOG)
    • Outside scholarships

    Grand Canyon University’s faculty and alumni have been influential in:

    Most Influential Alumni

    Grand Canyon University’s Online Degrees

    BS in Behavioral Health Science
    Degree Concentrations
    • Adolescent Disorders
    • Family Dynamics
    • Infancy and Early Childhood Studies
    • Substance Use Disorders
    • Trauma
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Animation and Digital Design
    Degree Concentrations
    • Web Design
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Applied Entrepreneurship
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Applied Human Resources Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Applied Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Applied Technology
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Accounting
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Early Childhood Education
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Counseling
    Degree Concentrations
    • Addiction
    • Chemical Dependency
    • and Substance Abuse
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Early Childhood Education and Early Childhood Special Education
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Advertising and Marketing
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Applied Business Analytics
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Applied Business Information Systems
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Applied Marketing and Advertising
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Digital Film
    Degree Concentrations
    • Screenwriting
    • Production
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Health Information Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Advertising and Graphic Design Degree
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in History
    Degree Concentrations
    • Secondary Education
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Computer Programming
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Cybersecurity Degree
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in English
    Degree Concentrations
    • Professional Writing
    • Secondary Education
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Health Sciences
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Entrepreneurship
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Healthcare Administration
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Christian Studies
    Degree Concentrations
    • Biblical Studies
    • Global Ministry
    • Philosophy
    • Worship Leadership
    • Youth Ministry
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Business Administration
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Government
    Degree Concentrations
    • Legal Studies
    • Public Policy
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Hospitality Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Educational Studies
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Communications
    Degree Concentrations
    • Broadcasting New Media
    • Interpersonal and Human Relations Emphasis
    • Political Campaigns
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Elementary Education
    Degree Concentrations
    • Christian Education
    • English as a Second Language
    • STEM
    • Teaching Reading
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Psychology
    Degree Concentrations
    • Forensic Psychology
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Elementary Education and Special Education
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Nursuing
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Business Analytics
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Homeland Security and Emergency Management
    Degree Concentrations
    • Homeland Security and Emergency Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Information Technology
    Degree Concentrations
    • Cybersecurity
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Business Education
    Degree Concentrations
    • Secondary Education
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Mathematics for Secondary Education
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Business Information Systems
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Business Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Justice Studies
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Risk Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Social Media
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Sociology
    Degree Concentrations
    • Social Work
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Finance and Economics
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Public Health
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Sports Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Software Development
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
  8. Tuition + fees

    $13K

    Acceptance

    66%

    Graduation

    46%

    Student body

    7K

    Median SAT/ACT

    1075/24

    Career Outlook for degree at University of Michigan–Flint

    Cost of Degree: $13,566
    Expenses: $15,872
    Starting Salary: $44,500
    Cost Recoup Time: 12 years
    Paid back at 15% of annual salary

    Overview of University of Michigan–Flint

    • Acceptance Rate: 69%
    • In-State Tuition: $14,014
    • Out-of-State Tuition: $31,274

    What Do We Love About the University of Michigan–Flint?

    When you’re interested in applying for a degree at the University of Michigan-Flint, you’ll be more than happy to know that this university offers many scholarships, some created by generous donors.

    • University of Michigan–Flint is great for students who: Want a smaller, more personalized campus experience.
    • University of Michigan–Flint might not be the best fit for students who: Are looking for extensive research opportunities.

    The university also accepts outside scholarships that require separate applications and eligibility requirements. You can complete your education with these financial support:

    • Aiyer, Ananthakrishnan G. Memorial Scholarship
    • Department of Music Anniversary Scholarship
    • Freedman, Eric G. Ph.D. Psychology Research Scholarship Fund
    • Freeman, Ralph M., and Emmalyn E. Distance Learning Scholarship
    • University of Michigan-Flint Matthew Hilton-Watson Study Abroad Scholarship
    • Wyatt, Incentive Scholarship
    • School of Education & Human Services Alumni Scholarship for Education
    • Cebulski, Paulette Kondela Physical Therapy Scholarship Fund
    • Michigan Competitive Scholarship
    • Elevate Black Entrepreneurs Scholarship
    • Navy Health Professions Scholarship

    University of Michigan–Flint’s faculty and alumni have been influential in:

    Most Influential Alumni

    University of Michigan–Flint’s Online Degrees

    BA in Applied Science
    • Required Credits: 124
    • Completion Time: None Reported
    • Format: Online
    BS in Health Care Administration
    • Required Credits: 124
    • Completion Time: None Reported
    • Format: Online
    BS in Early Childhood Studies
    • Required Credits: 128
    • Completion Time: None Reported
    • Format: Online
    BA in Business Administration
    Degree Concentrations
    • Accounting
    • Entrepreneurship and Innovation Management
    • Finance
    • General Business
    • International Business
    • Marketing
    • Organizational Behavior & Human Resouces Management (OBHRM)
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Nursing
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Psychology
    • Required Credits: 124
    • Completion Time: None Reported
    • Format: Online
    BS in Respiratory Therapy
    • Required Credits: 124
    • Completion Time: None Reported
    • Format: Online
  9. #7

    Western Governors University

    Salt Lake City , UT

    Tuition + fees

    $8K

    Graduation

    49%

    Student body

    214K

    Career Outlook for degree at Western Governors University

    Cost of Degree: $8,300
    Starting Salary: $48,100

    Overview of the Western Governors University

    • Acceptance Rate: 100%
    • In-State Tuition: $8,300
    • Out-of-State Tuition: $8,300

    What Do We Love About the Western Governors University?

    Western Governors University is one of the schools that offer scholarships and accept FAFSA simultaneously to help learners achieve their educational and career goals. WGU received the American Association of University Administrators’ Blackburn and Exemplary Models Awards for Responsible Borrowing Initiative in 2016.

    • Western Governors University is great for students who: Need competency-based online education.
    • Western Governors University might not be the best fit for students who: Prefer structured traditional classroom learning.

    To study at Western Governors University, you can apply for:

    • New Year Scholarship
    • Online Access Scholarship
    • Opportunity Grant
    • General scholarships, such as Administrative Professionals Scholarship, Alumni Master’s Scholarship, Empowering Midwestern Communities, Finish Strong Scholarship, Leader Scholarship
    • State scholarships from Colorado, Idaho, Missouri, Montana, Nebraska, North Carolina, Ohio, Tennessee, Texas, Utah, Washington, and Wyoming

    Western Governors University faculty and alumni have been influential in:

    • Business
    • Education
    • Communications
    • Technology
    • Health and Nursing
  10. Man on a video call
  11. #8

    Columbia College

    Columbia , MO

    Tuition + fees

    $24K

    Graduation

    43%

    Student body

    9K

    Career Outlook for degree at Columbia College

    Cost of Degree: $12,268
    Expenses: $14,602
    Starting Salary: $43,000
    Cost Recoup Time: 12 years
    Paid back at 15% of annual salary

    Overview of Columbia College

    • Acceptance Rate: 3%
    • In-State Tuition: $69,045
    • Out-of-State Tuition: $69,045

    What Do We Love About the Columbia College?

    Columbia College offers need-based grants and other types of federal financial aid. All you need to do is apply through FAFSA using the school code 002456.

    • Columbia College is great for students who: Want a focus on personalized learning and strong academic support.
    • Columbia College might not be the best fit for students who: Are seeking extensive campus activities.

    The institution mostly provides federal student loans and grants.

    • Pell Grant
    • Supplemental Educational Opportunity Grant (SEOG)
    • Direct Subsidized and Unsubsidized Loans
    • Direct PLUS Loans
    • Work-Study Programs
    • Presidential Scholarship
    • 1854 Scholarship
    • Athletic Scholarship
    • South Carolina Palmetto Fellowship

    Columbia College faculty and alumni have been influential in:

    • Accounting
    • Arts
    • Business Administration
    • Computer Information Systems
    • Global Studies
    • Healthcare Management
    • Marketing
    • Public Administration

    Columbia College ’s Online Degrees

    BS in Accounting
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in History
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Cybersecurity
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in English
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Business Administration
    Degree Concentrations
    • Innovation & Entrepreneurship
    • Marketing
    • Human Resources
    • Finance
    • Management
    • Accounting
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Healthcare Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Healthcare Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Human Resource Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Human Resource Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in General Studies
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Human Services
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Human Services
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Innovation and Entrepreneurship
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Psychology
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Nursing
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Criminal Justice Administration
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Organizational Leadership
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Organizational Leadership
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Political Science
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Public Administration
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Finance
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Finance
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Management Information Systems
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Sociology
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in International Business
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in International Business
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Sports Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Sports Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BA in Marketing
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
  12. #9

    Baker College

    Owosso , MI

    Tuition + fees

    $13K

    Acceptance

    37%

    Graduation

    20%

    Student body

    6K

    Career Outlook for degree at Baker College

    Cost of Degree: $12,810
    Expenses: $13,900
    Starting Salary: $31,800
    Cost Recoup Time: 14 years
    Paid back at 15% of annual salary

    Overview of Baker College

    • Acceptance Rate: 41%
    • In-State Tuition: $10,080
    • Out-of-State Tuition: $10,080

    What Do We Love About Baker College?

    Baker College offers flexible online degree programs to fit on-the-go learners’ lifestyles and educational and professional goals.

    • Baker College is great for students who: Need hands-on technical and professional programs with a strong emphasis on applied learning.
    • Baker College might not be the best fit for students who: Want a a large, comprehensive university experience.

    Aside from fully online degree programs, Baker College offers numerous federal financial options:

    • Pell Grants
    • Supplemental Educational Opportunity Grants (FSEOG)
    • Work-Study Programs
    • Iraq and Afghanistan Service Grant
    • Children of Veterans Tuition Grant
    • Fostering Futures Scholarship
    • Michigan Competitive Scholarship
    • Michigan Tuition Grant
    • Tuition Incentive
    • Presidential Scholars Award
    • BeFree Tuition Guarantee
    • MI Future Educator Stipend
    • Taylor/Graystone Business Scholarship
    • BakerProud Scholarship
    • Children of Fallen Heroes Scholarship

    Baker College faculty and alumni have been influential in:

    • Health Science
    • Business
    • Information Technology
    • Engineering
    • Nursing
    • Social Science
    • Liberal Arts and Sciences
    • Education

    Baker College’s Online Degrees

    BS in Accounting
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Business Administration Accelerated
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Finance
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Human Resource Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Logistics
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BBA in Management
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Marketing
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BBA/MBA in Finance
    • Required Credits: 141
    • Completion Time: None Reported
    • Format: Online
    BBA/MBA in Human Resource Management
    • Required Credits: 141
    • Completion Time: None Reported
    • Format: Online
    BBA/MBA in Logistics
    • Required Credits: 141
    • Completion Time: None Reported
    • Format: Online
    BBA/MBA in Management
    • Required Credits: 141
    • Completion Time: None Reported
    • Format: Online
    BBA/MBA in Marketing
    • Required Credits: 141
    • Completion Time: None Reported
    • Format: Online
    BBA/MBA in Accounting
    • Required Credits: 144
    • Completion Time: None Reported
    • Format: Online
    BS in Computer Science
    Degree Concentrations
    • Computer Programming
    • Database Technology
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Game Software Development
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Information Systems
    Degree Concentrations
    • Assurance Specialist
    • Project Management
    • Web Development
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in It And Security
    Degree Concentrations
    • Information Assurance And Cybersecurity
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Criminal Justice
    Degree Concentrations
    • Criminal Justice Studies
    • Law Enforcement And Police Academy
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in General Studies
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
    BS in Healthcare Administration
    • Required Credits: 120
    • Completion Time: None Reported
    • Format: Online
  13. Tuition + fees

    $8K

    Acceptance

    85%

    Graduation

    61%

    Student body

    8K

    Career Outlook for degree at University of Wisconsin–Platteville

    Cost of Degree: $8,315
    Expenses: $13,754
    Starting Salary: $51,200
    Cost Recoup Time: 9 years
    Paid back at 15% of annual salary

    Overview of the University of Wisconsin–Platteville

    • Acceptance Rate: 85%
    • In-State Tuition: $8,315
    • Out-of-State Tuition: $17,274

    What Do We Love About the University of Wisconsin–Platteville?

    The University of Wisconsin-Platteville ranks among the lowest tuition in the state.

    • University of Wisconsin–Platteville is great for students who: Want programs with a strong focus on hands-on learning.
    • University of Wisconsin–Platteville might not be the best fit for students who: Are looking for a large urban campus setting.

    Visit its office to know whether you qualify for any of these financial support options:

    • Chancellor Scholarship
    • Capstan Scholarship
    • Merit Scholarship
    • Kathryn Mykel Conger Scholarship
    • International Tuition Remission
    • UW-Platteville Foundation Underrepresented Student Scholarship
    • Platteville Promise
    • Pioneer Pledge
    • Branch campus, transfer student, continuing student, and private and outside scholarships

    University of Wisconsin–Platteville’s faculty and alumni have been influential in:

    Most Influential Alumni

Man laughing while on his laptop
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What Are the Steps to Apply for Federal Financial Aid for Online College?

Individuals who do not have enough resources to cover the costs of tuition can apply for financial assistance for their online college degrees. Each year, the FAFSA office provides approximately $114 billion in loans, work-study, and grant funds to help students pay for their tuition.

The FAFSA Simplification Act for School Year 2024, created a streamlined financial process for the Free Application for Federal Student Aid (FAFSA).

The Free Application for Federal Student Aid also manages student financial assistance programs, informs people who can receive federal financial aid programs, develops the FAFSA form and processes them, and manages and secures repayments from borrowers.

The Federal Student Aid website is the ultimate source of financial aid information. Here are the steps for applying for FAFSA for online college:

  1. Apply for a FAFSA ID or account: Borrowers and their parents must create an account to start their student loan journey. The account or ID must be in the FAFSA form, and the Master Promissory Note (MPN) must be signed electronically. Other requirements include loan counseling, use of the Public Service Loan Forgiveness Help Tool, and applying for repayment plans.
  2. Submit the FAFSA form: The FAFSA form must be completed and submitted before your desired college’s priority deadline. Online colleges will use this FAFSA form to determine the Expected Family Contribution (EFC) and your eligibility for aid, such as subsidized student loans.
  3. Submit the CSS PROFILE application form if required: Some universities, colleges, and scholarship programs may require borrowers to file the CSS PROFILE and IDOC forms to assess a student’s eligibility for financial aid. Check the list of participating institutions and programs to ensure you comply with the requirements.
  4. Start searching for local and national scholarships: Check with your high school guidance office to learn about FAFSA opportunities. Search online for national scholarships that you can use to cover the costs of tuition, living expenses, and school supplies.
  5. Go over the Student Aid Report (SAR): You will receive your SAR after filing the FAFSA. Edit any mistakes and add any institution you want your information sent to by logging into your FAFSA account. Find the Expected Family Contribution (EFC) information on your SAR, which will be sent to you by the colleges you have indicated in the form.
  6. Compare your Student Aid Report (SAR) and award letters: The financial aid department of the schools you apply to will create an aid package or award letter for you. This is where you will be offered scholarships, grants, student loans, or work-study opportunities.

Going Over a Federal Student Aid Award Letter

The amount of aid you can qualify for depends on the school you are applying to. You need to review your aid award letter to know how much your chosen institution can afford to help settle your tuition and other related expenses.

  1. Get the necessary information: The award letters from the colleges you indicated on the FAFSA may be emailed, mailed, or posted on the student portal. If you haven’t received it, you can ask your school’s office when you’ll get it.
  2. Know the different types of financial aid in the award letter: Aid can come in the form of grants, scholarships, loans, and work-study. Carefully assess the different monetary support offered to you to properly determine the costs you will be paying in the future.
  3. Calculate how much you’re going to have to pay for college: Use online tools like the US Department of Education’s Net Price Calculator Center and College Cost Calculator to determine how much you will pay for college tuition. Calculating your estimated bill, including housing, meal plans, and other fees, will show you how much you’ll need to have once you start attending an online institution.
  4. Calculate the long-term cost of using financial support: One of the main reasons to review your award letter is to be able to calculate the long-term cost of a student loan. Use an online loan calculator to determine how much you will pay monthly for a loan for ten or more years.
  5. Don’t forget your indirect expenses: You’ll need to purchase books, technology devices, and other school supplies. Also, you might need to consider the travel expenses for the days you’ll be asked to report to your college or university. Because of the many items you will need to take into account, it’s important to create a college budget.

Award Letter Terminologies

Upon reviewing your Award Letter, you may come across some unfamiliar terminology. You may want to know the meaning of some words while evaluating and comparing the award letters you receive.

  • Cost of Attendance: This refers to the total college expenses before any aid is applied. This includes tuition and fees, books and supplies, living expenses, and room and board.
  • Expected Family Contribution (EFC): This is used by advisors to gauge your family’s financial health and determine the total amount for your aid. EFC is computed based on the information you provide about your family’s financial status.
  • College Credit: Some colleges grant credit for online courses. This means that passing a course counts toward a degree. Others may also grant degree credits based on exam scores.
  • Demonstrated Need: This is the difference between the total cost of attendance and your EFC.
  • Need-Blind Admission: Some educational institutions have this policy of making decisions on college admissions without considering the student’s financial needs. As a result, those schools may not offer enough monetary support to help meet a student’s full college tuition needs.
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What Are the Types of Student Financial Aid?

The National Center for Education Statistics states, “Grants and loans are the major forms of federal financial aid for first-time, full-time degree/certificate-seeking undergraduate students.” Grants and loans are two of the most distinct forms of monetary assistance.

However, if you do need monetary support, other sources of financial aid include private loans and local and state governments. There are also schools with monetary support initiatives to help remove the financial barriers to access to college.

Did you know that there are colleges that you can attend for free and numerous online college courses that you can take for no cost? In case you do need to settle payment, repayment for many sources of financial support can be deferred until after graduation, and even better, some sources of financial assistance do not require repayment at all.

Student Loans

Unlike grants and scholarships, a student loan is money awarded to a student based on financial need that must be paid back, almost always with interest.

Student loans are much like any other loan, such as a housing or car loan. The only difference is that you do not need to repay a student loan immediately. Loan payments will be deferred until you graduate or stop attending school.

When you reach this point, you will be given a six-month grace period and work with a loan servicer to guide you on your loan repayments.

  • Direct Loan: The US Department of Education (DOE) offers Direct Subsidized Loans, the kind of loan awarded to a borrower after the college you will be attending determines how much you can borrow based on your financial needs. Meanwhile, Direct Unsubsidized Loans are determined based on the tuition and other costs.
  • Direct PLUS Loan: These are sometimes referred to as Parent PLUS or Graduate PLUS, depending on the borrower’s identity. This type of loan isn’t based on a borrower’s financial needs. Rather, the DOE will conduct a credit check to check whether you have a poor credit history.
  • Federal Student Loan vs. Private Student Loan: Aside from the US government, some private institutions and organizations, such as credit unions and banks, offer federal student loans. While federal loans have fixed interest rates, private student loans are generally more expensive.

Grants

Grants are offered by the state or federal government. They are occasionally also offered at career schools, private colleges, and nonprofit organizations. Grants do not need to be repaid, unlike loans.

  • Federal Pell Grants are generally awarded only to undergraduate learners who show exceptional financial needs and would be unable to attend college without the award.
  • Federal Supplemental Educational Opportunity Grants (FSEOG) are types of grants that only a participating school can administer. Only the people with the most financial needs can be awarded FSEOGs. Typically, you can receive $100 to $4,000 a year, depending on your financial needs.
  • Iraq and Afghanistan Service Grants are for applicants whose parents or guardians perished while in service in Afghanistan or Iraq, granted they meet certain criteria.
  • Teacher Education Assistance for College & Higher Education is different from other types of grants because those who accept such monetary support will be required to agree to complete a teaching service obligation. If you don’t complete the service obligation, the TEACH grant awarded to you will be converted to a loan, which you will repay with interest.

Remember that grants are mostly awarded only to people with financial needs. You will need to submit a FAFSA application to know whether you qualify or not.

Student Scholarships

Like other monetary assistance, scholarships are awarded to deserving people attending a traditional or online school to help them cover the costs of an undergraduate or graduate degree.

Some scholarships are given as a one-time check, and others are renewable each semester or academic year. What makes them different from a loan is that you don’t need to have payment plans.

  • State scholarship: States likely offer at least one scholarship to state residents. Some offer such monetary support based on test scores or grade point averages. Other states offer scholarships based on a student’s financial needs.
  • Institutional scholarship: Schools give merit scholarships, usually during acceptance and based on a student’s test scores and grades. When a student files a FAFSA form, the admission staff would determine whether the person needs financial assistance even after considering merit scholarships.
  • Private scholarship: Private and nonprofit foundations, such as religious groups, private entities, civic groups, and charities, may award deserving learners scholarships.
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How Can I Apply for Additional Financial Aid?

Being savvy about the options for aid can remove the financial barrier to receiving a higher education.

1. Take Advantage of the Federal Work-Study Program

See if you are qualified to work in FWSP-designated jobs at the college or university of your choice. Being a working student helps you earn extra money to cover the costs of your education.

Aside from that, you also gain professional experience and develop important skills that will help you advance in your career in the future. Ask the school to confirm your financial aid eligibility.

2. Get a Federal Student Loan Before Applying for a Private Loan

The amount a student may be qualified for financial aid is usually determined by financial needs. This often results in having only a portion of the entire cost of your college tuition being paid for by the student loan.

When you need additional financial assistance after being awarded a loan, you can apply for a private loan as soon as you receive your award letter and accept monetary assistance.

3. Ask for Tuition Installments

If you feel that you may benefit from paying your tuition payments in installments, you can write a formal and detailed letter explaining your circumstances to request the college you are attending.

At the same time, you will also need to set the due dates and deadlines for your installments.

4. Apply for Private Loans and Scholarships

Online college students may also apply for private loans and scholarships to cover the rest of the cost of tertiary education. A loan can come from:

  • Banks
  • Credit unions
  • Lenders
  • Private organizations

A private scholarship can come from:

  • Community organizations
  • Private organizations
  • Scholarship databases
  • Employers
  • Colleges and universities
  • Religious organizations
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What Are the Most Common Challenges That Online Students with Financial Aid Encounter?

According to the National Association of Student Personnel Administrators in Higher Education, one of the major hurdles for online students with financial aid is state eligibility restrictions. Like in a traditional school, most state-funded aid programs require full-time enrollment.

Although schools and government agencies mean well with this eligibility requirement, this can be an unrealistic option for part-time learners who need to juggle their time between work, school, and financial obligations.

Accreditation further narrows the educational opportunities available to people who choose distance learning or online classes. According to the American Council of Trustees & Alumni (ACTA), “Once accreditation agencies became the gatekeepers for federal funding, accreditors essentially gained regulatory control over colleges”. However, many online colleges are respected and accredited.

Accredited schools can have institutional and programmatic accreditations. For example, institutional accreditations can come from the Higher Learning Commission, the Middle States Commission on Higher Education, or the Southern Association of Colleges and Schools.

Meanwhile, programmatic accreditation can come from the Commission on Collegiate Nursing Education or the American Veterinary Medical Association.

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Related Questions

Do Online Programs Qualify for Financial Aid?

Students who choose distance learning must apply for schools accredited by the US Department of Education to be eligible for federal financial aid. Also, check each institution’s website to be sure that the institution and the online degree programs are eligible for FAFSA.

Can Students of Online Certificate Programs Apply for Financial Aid?

Yes, some institutions accept federal financial aid for online certificate programs. Career training programs in education, computer technology, and healthcare are eligible for federal student loans and other financial aid options. It’s also important to note that online graduate certificate programs are not qualified for FAFSA application.

What is the Important Information Needed by the FAFSA Application?

The FAFSA application will require your Social Security number, parents’ Social Security numbers (if you’re a dependent), and driver’s license number (if you have one). FAFSA will also need your Alien Registration number (for non-citizens), tax information (tax returns, W-2s), records of untaxed income, and a list of cash assets.

How Do Schools Award Financial Support?

Financial support is awarded to students based usually on available funding and the individual’s monetary needs. Need-based aid is awarded to a student based on the institution or organization’s assessment of their ability to cover the costs of tuition. Meanwhile, merit-based aid is awarded to those with a special talent in academics, athletics, music, and other areas.

Which Online Schools Can Give the Highest Financial Support?

Online schools offering the highest federal aid often evaluate prospective students based on their eligibility requirements and demonstrated financial need for each academic year. Institutions like Harvard University, University of Southern California, and Stanford provide substantial aid to qualified students.

How Do I Find Out Which Online Schools Accept FAFSA?

To determine which online schools accept FAFSA, prospective students should consult the Federal School Code Search on the FAFSA website, which lists qualified institutions. You can also directly ask a school’s financial aid department about their FAFSA application requirements.

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Conclusion

Understanding how you can attend school using financial support and aid can open doors to affordable education while easing financial burdens. As you learn how to receive federal aid and explore flexible repayment options, you can take control of your educational future. Start your journey by completing your FAFSA application today.

Do you have a question about this topic? Ask it here